Dilemma on Utility module , making a jar or separate Microservice?

Dilemma on Utility module , making a jar or separate Microservice?
In my previous article, I talked about How you can come to a conclusion about what to choose for your new project Microservice or Monolith?  As an architect may you follow the points what I mentioned in the previous article and come to a conclusion...

Microservice Vs Monolith:Which one to Choose?

Microservice Vs Monolith:Which one to Choose?
"Microservice" is a Buzzword in the industry right? Apart from Microservice design rest of the design marked as "Monolith". But as an architect when you trying to create a new Software based on a specific Domain, What will you do , adopt Microservice...